In September, CAI members from across the country will come together in Washington, D.C., to ensure the voice of the community association housing model is heard where federal policy is made. CAI’s 2026 Congressional Advocacy Summit provides a unique opportunity for community association board members, community managers, business partners, and other industry stakeholders to meet directly with members of Congress and their staff to discuss the federal issues that affect the more than 78.1 million Americans living in homeowners associations, condominiums, and housing cooperatives.

By sharing firsthand experiences and real-world perspectives, advocates help federal lawmakers better understand how proposed federal legislation and regulations impact communities nationwide, reinforcing the importance of informed, practical policymaking that supports thriving community associations.

CAI’s Federal Legislative Action Committee and government and public affairs staff are thrilled to announce 2026 federal legislative priorities that will be presented to members of Congress in September:

FEMA: Debris Removal Equity for Community Associations. CAI members will be requesting members of Congress support and cosponsor H.R. 4669 – FEMA Act of 2025 and H.R. 9159 – Protect Our Homes Act. Both bills would improve disaster recovery and resilience for community associations by modernizing federal disaster assistance and expanding access to recovery resources. The FEMA act streamlines disaster response, strengthens mitigation programs, and improves access to federal assistance for disaster survivors. The Protect Our Homes Act would establish a Small Business Administration disaster loan program specifically for homeowners associations to repair damaged common areas and invest in mitigation measures that reduce future disaster risks. Collectively, these bills help communities recover more quickly, rebuild more resiliently, and better protect residents and shared infrastructure recovering from future disasters.

Condominium Safety: Making Condos Safer and Affordable Act. CAI members will be requesting members of Congress support and cosponsor H.R. 9569 – Making Condos Safer and Affordable Act. The bill seeks to expand access to federally backed financing for condominium associations and condominium unit owners to fund critical structural repairs and safety improvements. The legislation authorizes FHA insurance for certain condominium rehabilitation loans and enables individual unit owners to obtain federally insured loans to help pay special assessments for required repairs. By increasing access to affordable financing, the bill helps community associations complete essential maintenance, comply with evolving building safety standards, and preserve the long-term safety, affordability, and financial stability of condominium communities.

Corporate Transparency Act: Repeal of the Act. CAI members will be requesting member of Congress support H.R. 425 and S.100 – Repealing Big Brother Overreach Act, which would fully repeal the Corporate Transparency Act. CAI continues to seek an exemption for community association boards required to file beneficial ownership reporting requirements under the act. This bill will fully repeal the act and these burdensome administrative requirements on association boards.

Fannie Mae and Freddie Mac Condominium Lender Questionnaire Updates: Implementation Delay. In March, Fannie Mae and Freddie Mac issued updated condominium lender questionnaires to improve financial planning, reserve funding awareness, transparency, and long-term resilience in condominium communities. However, CAI is concerned that the scope, pace, and operational impact of the recent changes, including the elimination of streamlined limited reviews, increased reserve funding requirements, and new reserve study implementation expectations, may unintentionally raise costs for borrowers and existing owners, reduce lender participation, and limit financing availability for otherwise qualified purchasers and financially stable communities. CAI members will be requesting members of Congress meet with staff at Fannie Mae, Freddie Mac, and FHFA to urge a one-year delay of implementation of these changes effective in the coming months.

Amateur Radio: Reasonable Regulations. CAI members will be requesting members of Congress oppose H.R. 1094 and S. 459 – Amateur Radio Emergency Preparedness Act, which would fully prohibit condominium associations from reasonably regulating where amateur (HAM) radio antennas are placed in common areas on condominium buildings. Community associations work best when residents come together to establish and enforce reasonable rules and policies to govern their communities. CAI opposes federal legislation that restricts a community association from requiring prior approval of radio broadcasting infrastructure.

Housing Affordability for Community Associations. CAI members will educate members of Congress on the importance of housing affordability for Americans living and working in community associations. CAI supports a balanced approach that expands access to homeownership while protecting the long-term financial health of community associations. Housing affordability requires more than simply building additional homes, it also requires policies that ensure existing communities remain financially sustainable and well maintained. CAI supports flexible solutions that allow state and local governments, community associations, and stakeholders to address their unique needs rather than relying on one-size-fits-all mandates.

Insurance Affordability. CAI members will educate members of Congress on the importance of access to affordable insurance for community associations. CAI support policies that help improve access to affordable insurance for community associations. New data from the Foundation for Community Association Research underscores what many homeowners, boards, and community managers are experiencing: higher premiums, fewer coverage options, and more complex compliance requirements, especially in the condominium housing market. While these trends vary by region and property type, they are clearly placing new financial pressures on boards and homeowners when combined with responsibilities for maintaining infrastructure, funding reserves, and meeting lending compliance standards.

Federal policy decisions have a direct and lasting impact on the millions of Americans who live, work, and serve in community associations. CAI’s 2026 Congressional Advocacy Summit empowers CAI members to bring their expertise, experience, and perspectives directly to the policymakers shaping those decisions. By participating, advocates help ensure that Congress understands the unique needs of community associations and the practical implications of proposed legislation. Whether you are a first-time participant or a seasoned advocate, your voice can help advance policies that strengthen communities nationwide.

Join us in September to make an impact on Capitol Hill and help shape a stronger future for the community association housing model. Learn more and register here today.