The U.S. Senate has approved a short-term extension of the National Flood Insurance Program (NFIP) through November 30th. With the U.S. House of Representatives having already cleared the legislation, the measure now goes to President Trump for his signature into law.

The Trump Administration supports the short-term NFIP extension but has called on Congress to pass legislation reforming the flood insurance program this year. The president must sign the NFIP extension today to prevent a temporary lapse in NFIP’s authority to issue or renew flood insurance policies.

Earlier this year, the House of Representatives passed H.R. 2874, the 21st Century Flood Reform Act by a narrow vote of 237 – 189. This reform legislation authorizes premium increases while providing funds to improve the accuracy of federal flood maps. H.R. 2874 also increases funding for NFIP flood mitigation programs that help local governments and homeowners reduce flood risks.

The U.S. Senate has declined to debate H.R. 2874, with Senators introducing as many as four NFIP reauthorization and reform bills. Sharp policy disagreements among Senators has stymied progress on a consensus set of NFIP reforms, including proposals intended to expand private flood insurance coverage.

Today, the National Flood Insurance Program is extended until November 30.  Between now and then, we expect much debate in Congress to reform the program.  To stay up-to-date on the NFIP and community associations, click here.

  • C. Scott Canady

    Scott Canady's 13-year record of public service includes experience gained in the U.S. House of Representatives and in the U.S. Department of Housing and Urban Development.

    In Congress, Scott served as chief policy and political aide to a senior member of the House Financial Services Committee, working to reform the National Flood Insurance Program and improve the regulation of housing finance giants Fannie Mae and Freddie Mac.

    Following his time in Congress, Scott was appointed Deputy Assistant Secretary for Legislative Affairs at the U.S. Department of Housing and Urban Development. Scott served as a key legislative liaison with members of the House Financial Services Committee and the Senate Banking Committee.

    In 2009, Scott began his partnership with Community Associations Institute by launching Tambala Strategy. Through this partnership, Scott has worked with CAI's members and leadership team to advance the views of common interest communities on a variety of issues including federal condominium standards, federal disaster assistance for community associations, and community association lien priority.

    Scott earned a Bachelor of Arts in Political Science and History from Louisiana State University and a Master of Public Administration from the George Mason University Schar School of Policy and Government.

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